WEBVTT FILE 1 00:00:00.030 --> 00:00:02.009 hello everyone welcome back to my 2 00:00:02.009 --> 00:00:04.980 channel now that you've made a list of 3 00:00:04.980 --> 00:00:06.540 your universities if you haven't made 4 00:00:06.540 --> 00:00:08.550 them yet go back to the previous videos 5 00:00:08.550 --> 00:00:11.219 don't skip them because we're going step 6 00:00:11.219 --> 00:00:13.500 by step to finding the right University 7 00:00:13.500 --> 00:00:15.120 where you're gonna study so now you have 8 00:00:15.120 --> 00:00:17.070 the list of universities and now your 9 00:00:17.070 --> 00:00:19.320 task is to figure out do they have 10 00:00:19.320 --> 00:00:21.660 financial aid and today I'm gonna teach 11 00:00:21.660 --> 00:00:24.060 you three types of financial aid that 12 00:00:24.060 --> 00:00:25.680 you should look for when you're looking 13 00:00:25.680 --> 00:00:27.990 for a university to get into in the 14 00:00:27.990 --> 00:00:29.550 United States if you're interested 15 00:00:29.550 --> 00:00:36.239 continue watching first type of 16 00:00:36.239 --> 00:00:38.250 financial aid is my favorite and it's 17 00:00:38.250 --> 00:00:40.200 called scholarship why is it my favorite 18 00:00:40.200 --> 00:00:42.090 because once you get a scholarship 19 00:00:42.090 --> 00:00:43.800 you don't really owe anything to a 20 00:00:43.800 --> 00:00:45.930 university so the way it worked for me 21 00:00:45.930 --> 00:00:47.729 with Johns Hopkins universities and 22 00:00:47.729 --> 00:00:49.649 masters in marketing they told me that 23 00:00:49.649 --> 00:00:51.870 hey marina we have this Dean scholarship 24 00:00:51.870 --> 00:00:54.750 we have only two of them that we award 25 00:00:54.750 --> 00:00:57.570 every year and you're one of the 26 00:00:57.570 --> 00:01:00.660 applicants that we awarding it to and it 27 00:01:00.660 --> 00:01:04.170 is $60,000 $60,000 is the cost of the 28 00:01:04.170 --> 00:01:06.510 program so what it means I don't have to 29 00:01:06.510 --> 00:01:08.970 pay and there are no strings attached so 30 00:01:08.970 --> 00:01:11.130 I'm just getting it because I've shown 31 00:01:11.130 --> 00:01:13.470 that my application is above average the 32 00:01:13.470 --> 00:01:15.569 University like my portfolio and they 33 00:01:15.569 --> 00:01:17.369 wanted to encourage me to start studying 34 00:01:17.369 --> 00:01:19.890 at their University by giving me the 35 00:01:19.890 --> 00:01:21.810 Dean scholarship there are some things 36 00:01:21.810 --> 00:01:23.938 to remember like Dean's and like 37 00:01:23.938 --> 00:01:25.770 presidents and all of those Fulbright 38 00:01:25.770 --> 00:01:27.600 scholarships are really really limited 39 00:01:27.600 --> 00:01:29.578 so like take for example Temple 40 00:01:29.578 --> 00:01:31.650 University I would say like we have so 41 00:01:31.650 --> 00:01:33.509 many students get into Temple University 42 00:01:33.509 --> 00:01:36.299 and every single student got like $5,000 43 00:01:36.299 --> 00:01:39.360 scholarship $10,000 scholarship but the 44 00:01:39.360 --> 00:01:41.790 average tuition is like $30,000 so 45 00:01:41.790 --> 00:01:43.350 what's important for you to figure out 46 00:01:43.350 --> 00:01:46.530 at this stage is to find out how big is 47 00:01:46.530 --> 00:01:48.450 the scholarship and how big it can get 48 00:01:48.450 --> 00:01:51.180 because again if your budget is like 49 00:01:51.180 --> 00:01:53.970 mine it was like a hundred dollars or 50 00:01:53.970 --> 00:01:56.549 whatever so if it's really limited you 51 00:01:56.549 --> 00:01:58.829 don't want to apply to universities that 52 00:01:58.829 --> 00:02:01.829 would not be able to meet your financial 53 00:02:01.829 --> 00:02:03.240 needs because what you're gonna end up 54 00:02:03.240 --> 00:02:05.070 with is a lot of offers from the 55 00:02:05.070 --> 00:02:07.890 universities and a lot of invoices and 56 00:02:07.890 --> 00:02:09.750 what happens they're gonna tell you hey 57 00:02:09.750 --> 00:02:10.630 Ari 58 00:02:10.630 --> 00:02:13.300 rate of 40,000 dollars and we awarded 59 00:02:13.300 --> 00:02:15.430 you the scholarship which is $5,000 60 00:02:15.430 --> 00:02:17.550 which means that you still owe us 61 00:02:17.550 --> 00:02:18.700 $35,000 62 00:02:18.700 --> 00:02:20.200 you don't want to end up there if you 63 00:02:20.200 --> 00:02:21.940 have a limited budget to make sure you 64 00:02:21.940 --> 00:02:23.530 take the table that we've created 65 00:02:23.530 --> 00:02:26.650 together in the last video go to the 66 00:02:26.650 --> 00:02:29.410 University and check out what kinds of 67 00:02:29.410 --> 00:02:31.270 financial aid you have the next type of 68 00:02:31.270 --> 00:02:33.700 financial aid is called assistantship 69 00:02:33.700 --> 00:02:35.290 and there are two types of 70 00:02:35.290 --> 00:02:37.840 assistantships number one is a teaching 71 00:02:37.840 --> 00:02:39.460 assistantship which means that if you're 72 00:02:39.460 --> 00:02:40.810 getting it you're going to teach other 73 00:02:40.810 --> 00:02:43.030 students and help the professor there is 74 00:02:43.030 --> 00:02:44.919 also administrative assistant ship which 75 00:02:44.919 --> 00:02:46.660 means that you're gonna work on campus 76 00:02:46.660 --> 00:02:48.910 now really important pay a lot of 77 00:02:48.910 --> 00:02:51.220 attention guys yes there is work 78 00:02:51.220 --> 00:02:53.350 opportunities on campus like you can 79 00:02:53.350 --> 00:02:55.750 work in a cafeteria you can work in the 80 00:02:55.750 --> 00:02:57.940 library and they would give you like $15 81 00:02:57.940 --> 00:03:00.520 an hour and that's it this has nothing 82 00:03:00.520 --> 00:03:01.900 to do with an assistantship because 83 00:03:01.900 --> 00:03:03.730 again assistantship is a kind of 84 00:03:03.730 --> 00:03:06.700 financial aid and if you get it yes you 85 00:03:06.700 --> 00:03:09.280 work but what you get is actually free 86 00:03:09.280 --> 00:03:12.010 tuition and a step in for example which 87 00:03:12.010 --> 00:03:14.590 is a lot a lot more than what you're 88 00:03:14.590 --> 00:03:16.540 getting if you just do general like work 89 00:03:16.540 --> 00:03:18.760 on campus thing so assistantships are 90 00:03:18.760 --> 00:03:20.440 really really good and they are more 91 00:03:20.440 --> 00:03:22.330 common than scholarships because with 92 00:03:22.330 --> 00:03:23.919 this kind of financial aid you're 93 00:03:23.919 --> 00:03:25.930 actually giving something back to your 94 00:03:25.930 --> 00:03:28.330 university again teaching assistantship 95 00:03:28.330 --> 00:03:30.400 they would be looking at higher 96 00:03:30.400 --> 00:03:32.080 TOEFL score cuz if you're an 97 00:03:32.080 --> 00:03:34.480 international student they would need to 98 00:03:34.480 --> 00:03:36.430 make sure that it image is good enough 99 00:03:36.430 --> 00:03:38.500 so you can teach American students how 100 00:03:38.500 --> 00:03:40.420 that works so for example you got a 101 00:03:40.420 --> 00:03:42.730 teaching assistantship you get assigned 102 00:03:42.730 --> 00:03:45.130 to a professor likes a maths professor 103 00:03:45.130 --> 00:03:47.500 and your professor tells you okay could 104 00:03:47.500 --> 00:03:49.810 you please help me prepare the deck for 105 00:03:49.810 --> 00:03:52.150 this lecture now tomorrow I want you to 106 00:03:52.150 --> 00:03:54.100 lead a seminar on the topic that which 107 00:03:54.100 --> 00:03:55.870 is discussed and the day after tomorrow 108 00:03:55.870 --> 00:03:57.490 I want you to sit down and check 109 00:03:57.490 --> 00:04:00.250 homeworks from my other students this is 110 00:04:00.250 --> 00:04:01.900 roughly what people do when they get a 111 00:04:01.900 --> 00:04:04.330 teaching assistantship they teach they 112 00:04:04.330 --> 00:04:06.250 check homeworks they prepare tests and 113 00:04:06.250 --> 00:04:08.140 work with a professor another important 114 00:04:08.140 --> 00:04:10.150 announcement there are not a lot of 115 00:04:10.150 --> 00:04:12.820 teaching assistantships and they are 116 00:04:12.820 --> 00:04:13.720 very competitive 117 00:04:13.720 --> 00:04:15.940 apart from Hayatou full score they would 118 00:04:15.940 --> 00:04:18.549 also be asking you to maybe fill out a 119 00:04:18.549 --> 00:04:19.730 separate application 120 00:04:19.730 --> 00:04:21.320 which I did when I applied for a couple 121 00:04:21.320 --> 00:04:23.960 of teaching assistantships and they 122 00:04:23.960 --> 00:04:26.089 would compare your application with 123 00:04:26.089 --> 00:04:28.130 other people's applications so it's a 124 00:04:28.130 --> 00:04:30.920 good practice to reach out a university 125 00:04:30.920 --> 00:04:33.140 and ask them oh I've seen that you have 126 00:04:33.140 --> 00:04:35.480 teaching assistantships on your website 127 00:04:35.480 --> 00:04:38.120 could you please tell me who gets them 128 00:04:38.120 --> 00:04:41.180 how many of them do you provide and what 129 00:04:41.180 --> 00:04:42.980 is the amount of financial aid that I 130 00:04:42.980 --> 00:04:44.630 get together with that assistantship 131 00:04:44.630 --> 00:04:46.550 because again the common practice is to 132 00:04:46.550 --> 00:04:48.620 waive your tuition and give you some 133 00:04:48.620 --> 00:04:51.410 step ends so you can live but sometimes 134 00:04:51.410 --> 00:04:53.750 it's only like half tuition of 30% 135 00:04:53.750 --> 00:04:56.060 tertian I got a teaching assistantship 136 00:04:56.060 --> 00:04:57.950 one apply to the University of Florida 137 00:04:57.950 --> 00:05:01.610 and it was ten hours a week of work at 138 00:05:01.610 --> 00:05:03.860 an administrative position and it 139 00:05:03.860 --> 00:05:05.900 required me to work part-time on campus 140 00:05:05.900 --> 00:05:08.180 doing administrative work normally that 141 00:05:08.180 --> 00:05:09.950 will be like maybe working the 142 00:05:09.950 --> 00:05:11.450 admissions committee like going through 143 00:05:11.450 --> 00:05:13.670 new applications or working in an 144 00:05:13.670 --> 00:05:15.560 international department helping other 145 00:05:15.560 --> 00:05:18.290 international students navigate through 146 00:05:18.290 --> 00:05:20.540 their new life so there are a lot of 147 00:05:20.540 --> 00:05:23.150 types of administrative work on campus 148 00:05:23.150 --> 00:05:25.630 but again if you get awarded a 149 00:05:25.630 --> 00:05:27.680 administrative assistant ship you get 150 00:05:27.680 --> 00:05:30.820 normally tuition waivers zip and etc and 151 00:05:30.820 --> 00:05:33.650 again highlighting this all the time 152 00:05:33.650 --> 00:05:35.600 this is all really really competitive 153 00:05:35.600 --> 00:05:38.620 just imagine like average tuition 154 00:05:38.620 --> 00:05:41.860 $40,000 you're asking a university for 155 00:05:41.860 --> 00:05:44.630 $40,000 if you're an average applicant 156 00:05:44.630 --> 00:05:46.640 and don't want to put a lot of effort in 157 00:05:46.640 --> 00:05:48.589 your application guess what you're not 158 00:05:48.589 --> 00:05:50.839 gonna get it like universities are 159 00:05:50.839 --> 00:05:52.839 looking for very extraordinary 160 00:05:52.839 --> 00:05:55.430 outstanding students who put a lot of 161 00:05:55.430 --> 00:05:57.290 effort in their applications we're like 162 00:05:57.290 --> 00:05:59.120 I really really want to study with you 163 00:05:59.120 --> 00:06:01.160 here are my accomplishments this is what 164 00:06:01.160 --> 00:06:02.900 you're gonna get if you accept me like 165 00:06:02.900 --> 00:06:04.760 those kinds of students get it water it 166 00:06:04.760 --> 00:06:06.800 financial aid so please take it very 167 00:06:06.800 --> 00:06:09.140 seriously don't just be like oh I sound 168 00:06:09.140 --> 00:06:11.330 like ten obligations just wait no really 169 00:06:11.330 --> 00:06:13.580 put you hard and to them like read 170 00:06:13.580 --> 00:06:15.350 whatever university wants to tell you on 171 00:06:15.350 --> 00:06:17.240 their website and type of financial aid 172 00:06:17.240 --> 00:06:18.890 number three there AR different 173 00:06:18.890 --> 00:06:21.980 fellowships provided by our professors 174 00:06:21.980 --> 00:06:23.630 themselves like for example if you are 175 00:06:23.630 --> 00:06:26.839 doing PhD PhD is very often financed by 176 00:06:26.839 --> 00:06:28.520 fellowship so imagine we have a 177 00:06:28.520 --> 00:06:31.100 professor he's doing your research and a 178 00:06:31.100 --> 00:06:32.570 university gives them two hundred 179 00:06:32.570 --> 00:06:33.650 thousand 180 00:06:33.650 --> 00:06:36.110 for that research what he does with that 181 00:06:36.110 --> 00:06:40.370 money the professor he hires or like 182 00:06:40.370 --> 00:06:44.270 works with four PhDs and uses that money 183 00:06:44.270 --> 00:06:47.540 to pay them Stepan and phd's get jiton 184 00:06:47.540 --> 00:06:49.490 vapors or whatever from the university 185 00:06:49.490 --> 00:06:52.130 this is how fellowships work and another 186 00:06:52.130 --> 00:06:53.930 type of financial aid really depends on 187 00:06:53.930 --> 00:06:55.760 your country but again I would highly 188 00:06:55.760 --> 00:06:57.470 encourage you to check if there are any 189 00:06:57.470 --> 00:06:59.540 government programs from your country 190 00:06:59.540 --> 00:07:02.150 that would sponsor your studies abroad 191 00:07:02.150 --> 00:07:04.250 but pay attention to a very important 192 00:07:04.250 --> 00:07:05.810 thing is that if you are sponsored by 193 00:07:05.810 --> 00:07:07.730 your government or maybe Fulbright 194 00:07:07.730 --> 00:07:09.500 scholarship which is provided by the 195 00:07:09.500 --> 00:07:12.170 American government to help people come 196 00:07:12.170 --> 00:07:14.150 here to do the master's degree there is 197 00:07:14.150 --> 00:07:16.670 a rule after those programs that once 198 00:07:16.670 --> 00:07:19.160 you complete them you cannot stay in the 199 00:07:19.160 --> 00:07:21.620 US because if you're a student that is 200 00:07:21.620 --> 00:07:23.990 not involved in any linked governmental 201 00:07:23.990 --> 00:07:26.210 program if you come here to the US and 202 00:07:26.210 --> 00:07:28.100 study at least a year on a full-time 203 00:07:28.100 --> 00:07:30.620 program you get one two three years of 204 00:07:30.620 --> 00:07:33.290 work permit but if you're sponsored by 205 00:07:33.290 --> 00:07:34.880 your government you will need to go back 206 00:07:34.880 --> 00:07:37.400 and work in New York country just keep 207 00:07:37.400 --> 00:07:39.500 that in mind you're a task after this 208 00:07:39.500 --> 00:07:41.660 lesson is to go back to your table that 209 00:07:41.660 --> 00:07:43.460 you've created with your universities go 210 00:07:43.460 --> 00:07:45.230 to their websites and check out what 211 00:07:45.230 --> 00:07:47.630 kinds of financial aid they provide and 212 00:07:47.630 --> 00:07:50.420 how big is it that's really important if 213 00:07:50.420 --> 00:07:52.400 their website doesn't say anything reach 214 00:07:52.400 --> 00:07:54.050 out of them should them an email 215 00:07:54.050 --> 00:07:56.960 tell them how amazing you are so they 216 00:07:56.960 --> 00:07:58.340 would pay attention to your email and 217 00:07:58.340 --> 00:07:59.630 ask them about the amount of financial 218 00:07:59.630 --> 00:08:01.700 aid that they have that was it for me 219 00:08:01.700 --> 00:08:03.080 guys please like this video if you 220 00:08:03.080 --> 00:08:04.490 enjoyed the content if you have any 221 00:08:04.490 --> 00:08:06.590 questions related to university 222 00:08:06.590 --> 00:08:08.030 admissions that I haven't covered yet 223 00:08:08.030 --> 00:08:11.150 please ask them in comments below and 224 00:08:11.150 --> 00:08:14.710 I'll see you soon bye